Social Security Disability Insurance or SSDI is designed for individuals who have worked and paid into the Social Security system through payroll taxes, commonly known as FICA taxes. To qualify for SSDI benefits, a person must have accumulated a sufficient number of work credits, which are based on all their years of work and age at the time of disability. Typically, an individual needs 40 credits, 20 of which must have been earned in the last 10 years preceding the disability. It is highly recommended that a person use a Social Security Disability Lawyer to process their claim.
The core eligibility requirement for SSDI is a medical condition that meets the SSA’s definition of disability. Generally, this is a condition that is expected to last at least one year or result in death, and it must prevent the person from performing substantial gainful activity (SGA). The SSA maintains a list of qualifying disabilities and uses a strict evaluation process to determine whether an individual’s condition meets these criteria.
Understanding SSDI Eligibility and Benefits Eligibility for SSDI is predicated on two key criteria: a sufficient work history of paying into Social Security and a medical condition that meets the SSA’s strict definition of disability. Workers earn “credits” based on their yearly wages or self-employment income, and they generally need 40 credits, half of which must be earned in the last ten years immediately before their disability. For more information regarding Social Security Disability in Spanish we recommend you visit: Puerto Rico Disability.
Social Security Disability Insurance is a fundamental component of America’s social safety net, providing crucial support to individuals who are unable to work due to severe medical conditions. As we look to the future, ensuring the viability of SSDI will be essential in maintaining the promise of support to those who find themselves disabled before retirement. The role of the Social Security Administration in managing this complex system is pivotal and continues to evolve as the needs and challenges of administering Social Security change.
